Playing in a Howell with Gerry, came 2nd with 63%.
QD lead to Ace, diamond to my King, AH, heart ruff, spade to K and Ace. Likely Michele has KQ for the double, I just need to ruff another heart. Michele over-ruffs, diamond through but I ruff with the 10, spade to Jack, club ruff, draw last trump and claim all my hearts for 11 tricks. I was right to love this hand.
John leads KH which holds and follows with a heart to Steve's Ace and I ruff. Likely spades are 4-1 but I still see a straightforward 10 tricks, maybe 11. I cash AS and get the news, now is John 553 or 544? I reckon I need AD for a later entry and have to lose a ruff to Steve anyway, so play a small diamond. John takes King and exits with 7C to my King in Dummy. Now I lead a diamond and Steve follows, so John is 544, I need to finesse a club and let Steve ruff so I play a spade to hand and club to the 10. Steve ruffs and has only hearts and spades left. A heart gives away a ruff and discard so naturally he exits with a trump. I drew the last trumps, diamond to Ace, winning diamond and AC for 10 tricks.
However, I should always go down. When I finesse the club for Steve to ruff he should exit with a heart because I have:
J9 A5 Steve has 107 of trumps and J93 of hearts
If I ruff the heart in hand, I can't get to Dummy because Steve will ruff any minor and if I discard a club and ruff in Dummy, Steve has an extra trump, either way down 1. It's difficult to spot when a ruff and discard is the right play.